How Refund Advances Work (And Who Qualifies)

X-TAX offers refund advance options for eligible clients who want access to funds sooner. This is not a loan you pay back directly — it’s an advance on your approved tax refund, offered through a third-party provider based on IRS acceptance and eligibility requirements.

How the Process Works

  1. You file your taxes through X-TAX (in person, drop off, or virtually)
  2. Our tax professionals review your return for accuracy and compliance
  3. If you meet eligibility requirements, you can apply for a refund advance
  4. The provider determines approval after IRS acceptance
  5. Approved clients can receive access to funds quickly

Who May Qualify

  • W-2 employees
  • Clients filing with all documents ready
  • Returns that are IRS accepted
  • Individuals filing through X-TAX services (not DIY software)

Important Things to Know

  • Refund advance availability is based on eligibility, not guaranteed
  • Fees and details are always explained upfront before filing
  • It does not affect your return accuracy
  • You still work with a local tax professional, not automated filing software
  • No obligation to accept the advance if approved

X-TAX separates itself from the competition by offering fast, accurate service and flexible filing options. The refund advance option is just one more way we make tax season easier for Lansing residents.

Next Step:

Check eligibility by contacting X-TAX or scheduling your filing today.